- Thread starter azzy_wazzy
- Start date
RitchieDarling
Well-known member
.... if you're a skateboarder
Huh? I've never been on a skateboard in my life.........
Ritchie
Aussie Mark
Well-known member
Go out and buy one - that street looks tailor made for 'boarding!
RitchieDarling
Well-known member
No way!
I'd kill myself! I have bad knees, no coordination, and I'm nearly 50 years old!
Well, rapidly heading in that direction!
And there's no way in hell I'll risk screwing up all that dental surgery.
It is a nice street though.....
Ritchie
I'd kill myself! I have bad knees, no coordination, and I'm nearly 50 years old!
Well, rapidly heading in that direction!
And there's no way in hell I'll risk screwing up all that dental surgery.
It is a nice street though.....
Ritchie
Disquieter
Well-known member
i just bought my first house last year for $260,000, it's a 1900sf 3 bed 2.5 bath 2 story house with a yard 1 mile from the university, all in all an actually good deal.
I agree about the land, never sell land, it's only going to increase in value, especially in a good area. I also own a 3br house in seattle, 12 acres on silverlake, a bit of property in Hawaii, as well as a few other choice pieces. All in the trust fund, so i can't touch them right now.. point being, buy land.
but yes, owning 40% means you can sell it and get some money back, but you don't own the house, someone else owns the majority and therefore (in the US anyway), has the final say in anything that happens to the house (painting, remodels, upgrades etc)
so be careful with the shared ownership deal. but congrats on taking the first steps anyway!
I agree about the land, never sell land, it's only going to increase in value, especially in a good area. I also own a 3br house in seattle, 12 acres on silverlake, a bit of property in Hawaii, as well as a few other choice pieces. All in the trust fund, so i can't touch them right now..
point being, buy land.but yes, owning 40% means you can sell it and get some money back, but you don't own the house, someone else owns the majority and therefore (in the US anyway), has the final say in anything that happens to the house (painting, remodels, upgrades etc)
so be careful with the shared ownership deal. but congrats on taking the first steps anyway!
Aussie Mark
Well-known member
Colin
Well-known member
the positive side is, you may end up with an ocean view. Put the house first, it's a great experience buying your first house albeit a stressful time. Remember no pics no house.That's the downside about land.. they're not making any more of it. (In fact, we'll soon have a lot less, if you're into Global Warming.
azzy_wazzy
Well-known member
Phew guys - talk about the stress!
Had a phone call from the mortgage advisor today advising me that Nationwide (the mortgage peeps) were getting cold feet due to everything being in my name and wanted me to find an extra THREE GRAND from somewhere! 3k! Just like that... I had to say, um, sorry, can't do it! So my lovely advisor, bless him said he'd ring Nene and see if we could reduce the share, to shave 3k off Nationwide have to lend me.
They didn't do that, but they did one better - they knocked 3k off the purchase price of the property! One of the few perks of a new build, and having a flat that was originally 3k more expensive because of it's lake view, now has the lake view for free! I need to get lots of chocolates/flowers/Lush for the ladies at Nene!
Didn't know whether to laugh or cry after I got the news - spent most of the afternoon at work shaking with stress!
He doesn't think there are any more "glitches" was the word he used. That was the only one he knew of, so hopefully it'll be plain sailing from hereon out
Man, I'm knackered now!
ETA that pics will be forthcoming next time I go and view the place!!!
Had a phone call from the mortgage advisor today advising me that Nationwide (the mortgage peeps) were getting cold feet due to everything being in my name and wanted me to find an extra THREE GRAND from somewhere! 3k! Just like that... I had to say, um, sorry, can't do it! So my lovely advisor, bless him said he'd ring Nene and see if we could reduce the share, to shave 3k off Nationwide have to lend me.
They didn't do that, but they did one better - they knocked 3k off the purchase price of the property!
One of the few perks of a new build, and having a flat that was originally 3k more expensive because of it's lake view, now has the lake view for free! I need to get lots of chocolates/flowers/Lush for the ladies at Nene!Didn't know whether to laugh or cry after I got the news - spent most of the afternoon at work shaking with stress!
He doesn't think there are any more "glitches" was the word he used. That was the only one he knew of, so hopefully it'll be plain sailing from hereon out
Man, I'm knackered now!
ETA that pics will be forthcoming next time I go and view the place!!!
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oldbluebassman
Well-known member
Wow. Good result. Fingers are crossed for you.
Phew guys - talk about the stress!
Had a phone call from the mortgage advisor today advising me that Nationwide (the mortgage peeps) were getting cold feet due to everything being in my name and wanted me to find an extra THREE GRAND from somewhere! 3k! Just like that... I had to say, um, sorry, can't do it! So my lovely advisor, bless him said he'd ring Nene and see if we could reduce the share, to shave 3k off Nationwide have to lend me.
They didn't do that, but they did one better - they knocked 3k off the purchase price of the property! :shocked: One of the few perks of a new build, and having a flat that was originally 3k more expensive because of it's lake view, now has the lake view for free! I need to get lots of chocolates/flowers/Lush for the ladies at Nene!
Didn't know whether to laugh or cry after I got the news - spent most of the afternoon at work shaking with stress!
He doesn't think there are any more "glitches" was the word he used. That was the only one he knew of, so hopefully it'll be plain sailing from hereon out
Man, I'm knackered now!
ETA that pics will be forthcoming next time I go and view the place!!!
WOWOWOWOW, Azzy! Congrats and I'm blessing your new house as I type this!
Colin
Well-known member
that is great news, now it's time to have a baby....
azzy_wazzy
Well-known member
Oooooooooooooooooooooooooooooooooooooooooooooh nooooooo! Not for a long time yet
Thankyou for the best wishes everyone - I think I'm gonna cry if anything else goes wrong!
Hi Azzy -
Good luck with the new place - I know where you are coming from - buying a new house / flat can be v stressful !!! - went through it all last year after 10 years of renting in London.
It's worth all the hassle in the end though - being able to decorate your own place to your own tastes - no landlord problems etc...
Had to sell my Jensen Interceptor to pay extortionate solicitors fees / stamp duty etc. - at least I didn't have to sell any guitars or basses
Hope you both are very happy in your new home when it all happens ....
Good luck with the new place - I know where you are coming from - buying a new house / flat can be v stressful !!! - went through it all last year after 10 years of renting in London.
It's worth all the hassle in the end though - being able to decorate your own place to your own tastes - no landlord problems etc...
Had to sell my Jensen Interceptor to pay extortionate solicitors fees / stamp duty etc. - at least I didn't have to sell any guitars or basses
Hope you both are very happy in your new home when it all happens ....
